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[personal profile] maxcelcat
The other day there was a mysterious message on my answering machine from my car insurance company, ask me to give their claims department a call. Weird.

Car insurance chick: We got a call from a woman claiming that your car was in an accident with hers, and the driver was refusing to take responsibly.
Me: What?
Car insurance chick: Apparently your Dad was driving.
Me: My Dad has never driven my car, and it hasn't been in an accident... ever.
Car insurance chick: Oh, and apparently the owner of the car was overseas at the time.
Me: Ok... I've never been overseas...
Car insurance chick: Well, I have no idea what's going on.
Me: And my car is fine, I had it serviced on Monday.
Car insurance chick: I guess we'll have to mark it down as a mistake...
Me: Hang on a sec... There used to be another car and another person on my car insurance. Did they mention a large black Magna?
Car insurance chick: No.
Me: Or where the accident is supposed to have happened?
Car insurance chick: No.
Me: Anyway, the other name on the insurance policy was [the Ex], she owns the car now. And she's overseas.
Car insurance chick: Yeah?
Me: Maybe what's happened is that she left her car with her Dad...
Car insurance chick: And he's had an accident in it and given them our details! Ah...
Me: Yes, just between you and me he was a bit of a mad driver. [The ex] canceled the insurance with you guys and went with AAMI, I think.
Car insurance chick: Ah, that's probably what's happened, and somehow it's ended up on your file.
Me: Exactly. Now, how do I go about getting her name off my policy???

The car in question, a big ugly black V6 Magna with lowered suspension (went like a rocket on the freeway :-) used to belong to her parents. So it would make sense for them to be baby sitting it while She is overseas. And her dad wrote off THREE motorcycles when I knew him, that'll tell you what kind of driver he is...

Turns out the only way to get her name off my policy was to cancel it and get a new policy. How stupid is that? I did it anyway, had to go through the whole process, including giving them all my details again. Thirty five minutes later, I have a new policy - having had to cough up the first premium on my credit card. Grr... Why has it taken me eighteen months to dis-engage???
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maxcelcat

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